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Federated Financial is currently in it’s 20th year of service. Personal loans tend to offer a more streamlined lending experience than other types of loans. However, despite the tendency to characterize payday loan default rates as high, several researchers have noted that this is an artifact of the normal short term of the payday product, and that during the term of loans with longer periods there are frequently points where the borrower is in default and then becomes current again.
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