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You must be at least 18 years of age to qualify for an online loan from a direct lender. Though payday loans can be used for a wide range of purposes, they’re generally designed to cover unexpected expenses. We will also adjust the debits, credits and Outstanding Balance if there are refunds or corrections to accurately reflect the legal obligations between us. Our loan requirements are extremely easy to meet. If you hold any other credit contracts with us and you make a payment which is insufficient to satisfy all of your obligations under this contract, we reserve the right to apply the payment to any, or all, of the credit contracts in any manner we decide unless you have provided written directions before, or when, making the payment, on how the payment is to be applied.
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Some may even be able to load money onto an existing prepaid debit card. There are a variety of loan types available to you with Snappy Payday Loans. However, despite the tendency to characterize payday loan default rates as high, several researchers have noted that this is an artifact of the normal short term of the payday product, and that during the term of loans with longer periods there are frequently points where the borrower is in default and then becomes current again.
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If your current finances won’t see you through to your next payday, a short-term payday loan could help bridge the gap. Check to make sure yours is licensed, clearly outlines its terms and isn’t a scam. If Fees and Charges, Enforcement Expenses or other costs are debited to your account and form part of the Outstanding Balance, you must pay them immediately. Has your budget been stretched too tight this month? Learn more about how we make money from our partners. Yes, but only if your contract says so.
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